Siding storm and hail damage, documented right.
Hail and high wind mark up siding as often as roofs, and we document the damage and work the insurance claim across the Denver Metro and Northern Colorado region.
Virtuous Roofing and Exteriors inspects and documents hail and wind damage to siding for homes across the Denver Metro and Northern Colorado region. Hail dents, cracks, and chips siding the same way it damages a roof, and high wind can crack panels or tear them loose at the edges. This service covers the inspection, the photo documentation an insurance claim needs, and working directly with the adjuster, the same process we use for storm damage to a roof.
Did a recent hailstorm leave marks on your siding you are not sure about?
Hail damage on siding is often easier to miss than roof damage because it does not always cause an obvious leak, so a close inspection matters more than guessing from the driveway. Dents, cracks, and chipped edges show up on the side of the house that faced the storm, and they can be mistaken for normal wear if nobody is looking for the pattern hail leaves behind. Since insurance policies have a limited window to file a storm damage claim, checking sooner rather than later matters more than it seems to at the time.
Warning signs to watch for
Dents or cracks concentrated on one side of the house
Hail hits the side of the house facing the storm hardest, so damage that clusters on one wall and not the others is a strong sign of hail rather than general wear.
Chipped edges or holes at panel seams
Impact damage tends to chip or crack siding right at the seams and edges where the material is thinnest, and those spots are where water gets behind the panel first.
Dented gutters, vents, or AC fins near the damaged siding
Hail marks up every soft metal it hits at the same time, so dented gutters, vents, or air conditioner fins near cracked siding usually confirm the cause and help build the record for a claim.
Cracked or missing trim after high wind
Wind gets under loose trim and siding edges the same way it lifts shingles, and a piece that has cracked or blown off after a windstorm is a sign the fasteners or seal have failed.
What is causing the problem
Hail impact
Hail dents, cracks, and chips siding on impact, and the damage pattern usually matches the direction the storm came from.
High wind lifting or cracking panels at the edges
Wind works on the same weak points as hail, catching a loose edge or seam and cracking or tearing the panel from there.
Age making the siding more vulnerable to impact
Older, more brittle siding cracks under a hailstone that newer material might only dent, so age and storm damage often show up together on the same wall.
Damage that went unreported after an earlier storm
Siding damage that was never documented after a past storm can be mistaken for wear and tear later, which is part of why an inspection soon after a storm matters.
What to expect during the visit
We inspect every wall of the house, not just the side facing the street, and photograph any dents, cracks, or chipped panels along with nearby gutters, vents, and trim. We document the pattern of damage the way an adjuster will look for it, since hail marks tend to cluster in a way that ordinary wear does not. If the damage supports a claim, we walk you through what the adjuster meeting looks like and work directly with them so the process is less to manage on your end. Every visit ends with a clear explanation of what we found and a free estimate for the repair or replacement, whether it goes through insurance or not.
Related services you may need
Storm Damage & Insurance covers the same claim process for roof damage from the same event, and it is worth having both inspected together after a hailstorm. If the siding damage is limited to a section, Siding Repair may be enough, while widespread damage usually points toward Siding Replacement.
The cost of waiting
Cracked or chipped siding does not heal on its own, and every additional storm or freeze-thaw cycle works on the same weak spots. Beyond the physical damage getting worse, insurance policies have a limited window to file a storm claim, so waiting too long can mean paying for a repair out of pocket that could have been covered. Getting the damage documented soon after the storm protects both the house and the claim.
Will insurance cover hail damage to my siding?
It depends on your policy, but hail and wind damage to siding is a common part of a storm claim, and we document the damage and work directly with your adjuster to make the case. We will tell you honestly whether what we find looks like a covered claim or general wear.
How can I tell if my siding has hail damage?
Look for dents, cracks, or chipped edges concentrated on the side of the house that faced the storm, along with dented gutters or vents nearby. If you are not sure, a documented inspection settles it either way.
How long do I have to file a claim after a hailstorm?
Insurance policies set their own filing windows, so it is worth getting the damage inspected and documented soon after a storm rather than waiting. We can tell you what the process looks like once we see the damage.
Call Virtuous Roofing and Exteriors for a free storm damage assessment on your siding anywhere in the Denver Metro and Northern Colorado region. We will document what the storm did and help you through the claim from there.
- James Hardie siding, exterior painting, windows, and garage doors. We handle the whole exterior so it all matches and lasts, not just the roof.